Higher Education Loan Program (HELP)The Australian Government offers a Higher Education Loan Program (HELP) which provides eligible students with a loan to help pay for their tuition fees.
Repayments on these loans may be deferred until your income reaches over $49,096 in the 2012/2013 financial year (indexed each year).
There are three types of HELP available:
- HECS-HELP for eligible Commonwealth Supported Students
- FEE-HELP and for eligible VET, Undergraduate and Postgraduate Australian Citizens
- OS-HELP for eligible Commonwealth Supported Students who want to study overseas.
Commonwealth Supported Students
A Commonwealth Supported Student means that the Australian Government makes a substantial contribution to the cost of your education. You are required to pay the balance through Student Contributions.
To be a Commonwealth Supported Student you must be allocated a Commonwealth Supported Place. At Avondale, Commonwealth Supported Places (CSP) are only available for Domestic students studying teacher education or nursing. CSP's are allocated on the basis of academic merit.