Student Services and Amenities Fee (SSAF)

What is SSAF?

In October 2011, the Australian Parliament passed legislation to allow Universities and other higher education providers, to charge a compulsory Student Services and Amenities Fee (SSAF) from 1 January 2012 (see the Higher Education Legislation Amendment (Student Services and Amenities) Act 2011).

The Student Services and Amenities Fee (SSAF) provides funding for student services and amenities of a non-academic nature (sporting, recreational, employment, financial, food, etc). It is calculated based on student enrolment mode and study load.

Under the legislation, the fee income may only be used to fund the following services:
  • providing legal services to students
  • promoting the health or welfare of students
  • helping students obtain employment or advice on careers
  • helping students with their financial affairs
  • helping students obtain insurance against personal accidents
  • supporting the production and dissemination to students of media whose content is provided by students
  • helping students develop skills for study, by means other than undertaking courses of study in which they are enrolled
  • advising on matters arising under the College's rules (however described)
  • advocating students' interests in matters arising under the College's rules (however described)
  • giving students information to help them in their orientation
  • helping meet the specific needs of overseas students relating to their welfare accommodation and employment
  • providing food or drink to students on a campus of the College
  • supporting a sporting or other recreational activity by students
  • supporting the administration of a club most of whose members are students
  • caring for children of students
  • helping students secure accommodation
  • supporting debating by students
  • providing libraries and reading rooms (other than those provided for academic purposes) for students, and
  • supporting an artistic activity by students.

Avondale can either deliver the services and amenities themselves or contract a third party to deliver the services and amenities on their behalf.

How much is my SSAF?

The fee will be invoiced per study period and payable by the census date of each study period based on the units enrolled in that study period. The maximum amount that any student may be charged for SSAF in 2020 is $308.

Study Period 1 (SA1) includes, semester 1 and year long units
Study Period 2 (SA2) includes, semester 2 units

Location and study modeSSAF for
SA1, 2020
SSAF for
SA2, 2020
Lake Macquarie full time on campus100%$154$154$308
Lake Macquarie part time on campus75%$115$115$230
Lake Macquarie off campus (distance) or mixed mode50%$77$77$154
Sydney on campus, full time or part time50%$77$77$154

3-4 units is considered full-time and 2 units or less is considered part-time.


You will be invoiced up front (separately from your course tuition fees) to your Avondale student email at the beginning of each semester for which you are enrolled.

Payment Options

Australian citizens, permanent humanitarian visa holders (resident in Australia) and qualifying New Zealand citizens can:
  • pay the full SSAF amount up front
  • pay some of the SSAF upfront and apply for a SA-HELP loan for the remainder; or
  • apply for a SA-HELP loan for the full SSAF amount

All other students must pay the SSAF up front by the payment due date.

Consequences of non-payment of SSAF

Failure to pay the Student Services and Amenities Fee (SSAF) by the due date will result in encumbrance on the student’s account which will effect a student’s:
  • inability to enrol in courses of study
  • withholding of academic transcripts
  • refusal to graduate
  • inability to see results

SA-HELP and how to apply

A SA-HELP loan allows students to borrow from the Commonwealth to cover some or all of their Student Services and Amenities Fee (SSAF). Students who receive a SA-HELP loan will have part or their entire SSAF paid to the College by the Commonwealth and a SA-HELP debt recorded for them with the Australian Taxation Office (ATO).

To be eligible for a SA‑HELP loan, you need to:
  • be an Australian citizen or hold a permanent humanitarian visa;
  • be a New Zealand Special Category Visa holder who meets the long-term residency requirements;
  • be enrolled in a Higher Education course of study
  • meet the tax file number (TFN) requirements by giving your university either your TFN (if your information is not assessed as correct by the ATO, your application will not be finalised and you will be ineligible for a SA-HELP loan) or a Certificate of application for a tax file number from the Australian Taxation Office (ATO); and
  • lodge your Request for SA‑HELP assistance form by the date advised by Avondale

To receive the SA-HELP ECAF, students need to be enrolled and they will email the invitation by the ATO with a link and passkey to complete and submit the form.

For more information, visit

Student Consultation and SSAF Expenditure

In allocating the SSAF income, the College will undertake consultation with the democratically elected student representatives as required under the Student Services, Amenities, Representation and Advocacy Guidelines. This consultation has been and will continue to be, carried out by representatives of Avondale meeting regularly with the Avondale Student Association (ASA). This consultation process will ensure that enrolled students are able to participate in the decision making process regarding the specific uses of the SSAF income.

Share your suggestions and comments about SSAF funded projects through the Avondale Student Association and for further information contact Director of Student Life Services,

SSAF Expenditure

Avondale follows the Australian Government's guidelines on how higher educational providers can use SSAF funds.

Annual Report SSAF 2019

2020 Proposed Student Services and Amenities Fee Allocation