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Financial Capacity Matrix

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Financial Capacity Matrix
Student Visa Subclass

Personal Details

Applicant’s name*

A. Program tuition fees for first 12 months

Selected Course

Program Details

A. Total tuition fees required for the first 12 months

B. Living expenses for the first 12 months (as of June 2024)

B. Total living expenses for the first 12 months

DHA recommended AUD 29,710 for 12-month living costs

C. Initial travel costs

Travel costs for the applicant

DHA recommended between AUD 1,000 to AUD 2,500.

c. Total initial international travel expenses

Proof of genuine access to acceptable funds required for first 12 months costs

Funds required for 12 months (A+B+C)

D. Bank Loan’s : secured and unsecured education loans or personal loans, etc.

Loan duration and EMI (equally monthly instalment) in AUD and local currency:

First semester’s tuition fees are to be disbursed:

D. Total Sanctioned Loan Amount

E. Money Deposits: savings or fixed deposits held in an acceptable financial institution

E. Total bank deposits proven for first 12 months costs

Proof of annual income evidence shown by acceptable financial sponsors

e.g., Self-employed proprietor of (name of dairy farm). Annual income derived from sale of dairy products.

e.g., High school teacher at (name of high school). Annual income derived from high school teacher’s salary.

E.g., Self-employed land lease business owner and retired pensioner. Annual income derived from land lease income and monthly government pension.

Total annual income proven

Summary of funds required vs funds proven for first 12 months costs + pre-paid tuition fees reflected on COE

Total funds required for first 12 months (A+B+C)

Summary of funds required vs funds proven for first 12 months costs + pre-paid tuition fees reflected on COE

Total funds required for first 12 months (A+B+C)
Total proven funds shown for first 12 months (D+E)
Tuition fees paid from bank savings or fixed deposits
Tuition fees paid from disbursed education loan
Tuition fees paid from bank savings or fixed deposits
Tuition fees paid from other legitimate sources (Reflected on COE)
Total funds proven for first 12 months costs

Financial Capacity Matrix (S)

Avondale University

CRICOS Provider Code 02731D

Course Enquiries
582 Freemans Drive, Cooranbong
NSW 2265 Australia
Phone: +61 2 4980 2377
Email: [email protected]
Lake Macquarie Campus - Main Campus
582 Freemans Drive, Cooranbong
NSW 2265 Australia
Phone: +61 2 4980 2222
Email: [email protected]
Sydney Campus
185 Fox Valley Road, Wahroonga
NSW 2076 Australia
Phone: +61 2 9480 3630
Email: [email protected]

Avondale University acknowledges our Sovereign God as Creator and Provider of all things. We respectfully acknowledge the Awabakal and Darramuragal people as the traditional custodians of the lands on which we live, work, study and worship across our Lake Macquarie and Sydney campuses. We pay our respects to Elders past, present and emerging, and extend that respect to all First Nations People.

Avondale University is a member of the worldwide Seventh-day Adventist system of universities and colleges.

CRICOS Provider No.: 02731D.    RTO: 91191.   TEQSA: PRV12015.   ABN: 53 108 186 401.

© Avondale University Ltd 2026

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